Capital one vs chase reddit.

4. Dining Earns High Rewards. I am, unabashedly, a foodie. Dining at restaurants and getting takeout make up a substantial part of my budget. Luckily, the Bilt Card earns 3 points per dollar spent ...Chase Quick Pay is a banking tool you use to send money to almost anyone in the United States who has a bank account. While there are a few steps required to set it up, it’s designed to be user-friendly once your account is set up for it.Chase is great because the points are valuable and simple to use. That's why most people recommend starting with them to avoid the 5/24 hassle. It's not a huge loss for you to skip them, but with the Chase Trifecta (CFF, CFU, CSP) effectively costing $45/year to use it's a good option. As usual, it comes down to circumstances. Citi Prestige ® Card: Citi Premier ® Card: Citi ® Double Cash Card: Annual fee: $495 $95 $0 Intro bonus: N/A Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening; Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions …20 Jul 2023 ... How to decide between applying for a Capital One Venture X, a Chase Sapphire Reserve, and a Chase Sapphire Preferred credit card.

Ally and Capital One both offer a fee-free interest-earning checking account. Capital One also has a joint checking account for minors featured in our best teen checking accounts guide. Ally ...Advertising on Reddit can be a great way to reach a large, engaged audience. With millions of active users and page views per month, Reddit is one of the more popular websites for discussions online. It’s also an incredibly powerful platfor...

Chase vs Capital One: Compare Banking Options. Chase has some innovative features, but Capital One offers far better rates on savings. Both banks have no minimum deposit, but while Chase favors higher deposits with better rates, Capital One rewards investors who commit to a longer term. Article update: August 31, 2023.I was initially hoping to just get 1 card to use daily for the simplicity but could also be open to getting 2. Also I was thinking about cancelling my aadvantage, would this harm my credit score? Current cards: AAdvantage Aviator (1 year 10 months) FICO Score: 689 Oldest account age: 1 year 10 months. Chase 5/24 status: 1/24. Income: $186,000

Generally, Chase is viewed to have better cards in general with the exception of the WF BILT as it does something unique and valuable. But Chase cards might not be as good for what you need and you can go with Citi, Capital One, or a dozen other banks. Hopefully this is helpful. bmanski22. AF is $395 vs $550 for CSR. Both offer $300 travel credit. Venture X offers 2x points on all purchases and Hertz Presidential status. Ultimately, it depends on your overall spending plan. CSR is good if you have other Chase cards and have a lot of points to use because you get 50% more out of them. Capital One Venture X vs. Chase Sapphire Reserve. The Capital One Venture X and Chase Sapphire Reserve credit cards are premium travel credit cards. …Chase only pays 1% on non travel items... gas, groceries, etc. Capital one pays 2% on everything. Now I can use one card for my entire vacation and not worry I am leaving money on the table. Cap 1 pays for itself with the $300 travel credit plus 10,000 annual points worth $100.

Hey I just got the Savor One and already have the Quick Silver. I plan to get the Venture One later this year and use those 3 to get miles. I like the perks and company but have realized that Chase is slightly better. Should I just stop now and start over with getting the Chase trifecta or just stick with my current set up?

I currently have the following credit cards: -Chase Freedom Flex -Capital One Quicksilver -Apple Card My credit score is 760. My credit utilization rate is 4%. I’ve been looking at either getting the Chase Freedom Unlimited or the Capital One Savor mostly because of the 200 dollar cash bonus after spending 500.

REDIT PROFILE. * Current credit cards you are the primary account holder of: * Chase Sapphire Preferred, $10k, Oct 2020 - Paid for the second year till Oct 2023. * Bank of America Customized Cash Rewards Visa Platinum Plus, $2,300, April 2020. * FICO Scores with source: Experian 750.Chase is the largest bank in the U.S., while Capital One is the 10th largest. Both Capital One and Chase offer different types of credit cards, including travel, …I have both. A Chase freedom with 1% and 5% (rotating) and capital one with 1.5%. I would say I use my capital one much more, especially because I don't need to put a travel notice on it when travelling domestically. Chase has blocked my card once before for not putting a travel notice.After doing their online form, Capital One said I was pre-approved for all their cards - they recommended the SavorOne and Quicksilver. I was going to choose the SavorOne because I do use food delivery about once a week on average, so the dining and grocery benefits would likely come to use. Chase Freedom Unlimited seems to have pretty much the ... If you are based in a city with big Delta presence, amex is better. That's useful if you travel a lot. Offers are better than Chase. Cell phone insurance. Better customer service. Chase is better for regular spend. Easy to offset the fees and much lower fees to start with (Chase trifecta is $550 in total).The nice thing is most of the time you can downgrade with CAP1 instead of closing the account if in the next couple years the annual fee no longer makes sense. You have to use their portal to claim the $300 airline credit. If you are flying 30 or more times in a year, I would recommend getting an airline card or amex.

It's probably not a good idea to have 100% of your banking accounts with one institution. If they flag one of your accounts and decide they no longer want to do business with you, they could close everything and you would have no access to any money until you receive the check in the mail. I have a Discover savings and credit card and they have ...Mar 27, 2023 · Using the Capital One Venture X Rewards Credit Card to book flights in the portal provides 5 miles per dollar; flights booked elsewhere earn 2 miles per dollar. Currently, you can only book flights, hotels and rental cars through the portal. The portal also houses the Premier Collection for luxury hotels. However, this is only accessible if you ... If you looking for general/overall cashback card, then CSP is definitely better and has more perks with lower annual fee. But if you are looking for travel card, Capone is much better as it has lot of travel perks. Shoot me a chat if you have questions regarding specifics on these cards. BeetrootKid • 9 mo. ago. You can then link your HYSA to your Amex cards which you can check via the AMEX app. Whether to check your balance, transfer money which you can now do, and even use the account IF NECESSARY to pay down your balance! Mind you both AMEX customer service teams are separate, but they have similar qualities. 5.Chase Quick Pay is a banking tool you use to send money to almost anyone in the United States who has a bank account. While there are a few steps required to set it up, it’s designed to be user-friendly once your account is set up for it.Although JPMorgan Chase and Bank of America are the 2 largest banks in the U.S. by total assets, the 2 institutions couldn’t have a more opposite approach to credit card portfolios. In general, Bank of America focuses on cash-back rewards, while Chase is focused on those interested in travel rewards.

U.S. Bank Altitude Reserve Visa Infinite. 4 complimentary visits per 12-month Priority Pass membership year for cardholder, 4 complimentary visits per year for guests, $35 per visit after that. Earn 50,000 points after spending $4,500 in the first 90 days of account opening. $400.

Chase wants prime credit scores. The only one that is more conservative in approving is us bank. many people including myself can't get approved for capital one because are scores are too good and too thick. Capital one want that sub prime stuff for their CDO. This is reported very often on my fico and on the more advanced card sub reddit.The payment has been posted with my debit card with another financial institution and it has been posted to and processed with my Capital One CC. But, it has not cleared my my available credit. Any reasons why? I do not need my Capital One CC, I just want to see my available balance not at $11.75, but at $300.00.Discover vs Ally Bank: Full Banking Comparison (2023) If you want to keep your financial products with the same bank and you need a credit card, you may prefer Discover. However, if you want to access higher rates on savings and checking account balances and more flexible CDs, Ally is certainly a good choice. Article update: May 20, …One other thing to consider is the Amex Gold, which might fit your lifestyle, but you should be getting use out of the monthly credits for the $250 AF to make sense. Agree with the Venture X. I would also suggest downgrading the CSP to CFF if you do get the venture x and don’t use chase transfer partners. The transfer partners have the real ...The first Capital One lounge opened at Dallas Fort Worth International Airport in November 2021. And TPG got a full first look at the stunning 10,000-square foot space.. And now, the second Capital One lounge in Dulles International Airport will be open as of Sept. 7, 2023. While a bit smaller than the DFW location, it boasts many of the same qualities: a …Chase Sapphire Preferred vs Capitol One Savor. New grad nurse here with 764 credit score (current card is Deserve student), income is about $65,000/yr. Trying to switch to a new card to take advantage of rewards. Still live at home, this card will be used for mainly bars, restaurants, groceries, gas, parking, however I would like a card with ...Don’t plan on flying often. Capitol one has a better intro offer (75000 vs 60000 for Chase) but according to creditcards.com they both equate to about $750. Chase is 5x for travel (I assume this includes flights) 3x points for dining, 2x for everything else. Capitol one is 5x for hotels and cars, 2x for everything else. With Capital One I can wipe away any type of travel spend (portal or non-portal), like Uber, Airbnb, hotel, airlines, on my Venture X card with miles at a 1:1 value. In order to get the bonus multiplier value with the Chase UR points, you have to book travel through the portal with them, which is significantly more restrictive than just being able to wipe away spending.Definitely not. As long as you use it once every 6 months (some companies only need to use once a year) the bank won't close it. It'll also be good for your credit score to keep it open. Gain_Spirited • 1 yr. ago. Chase has the 5/24 rule and Capital One doesn't. So if you're on the fence, get the Chase card first and then the Capital One card ...Some Capital One users cannot transfer their miles to airline or hotel partners or redeem miles. One of the best parts of having transferable rewards, such as Capital One miles or Chase Ultimate Rewards points, is the flexibility these rewa...

SavorOne is a great card. It comes with free UberOne membership plus 10% back on Uber. Also if you travel or buy internationally online with Freedom Unlimited, you have to pay a foreign transaction fee whereas foreign transactions are fee-free on SavorOne. Yeah, CFU gets 1.5% on misc spending vs just 1% on SavorOne but 2% misc cards aren’t ...

No annual fee: Bank of America® Travel Rewards credit card. Flat-rate travel rewards: Capital One Venture Rewards Credit Card. Bonus travel rewards and high-end perks: Chase Sapphire Reserve ...

The nice thing is most of the time you can downgrade with CAP1 instead of closing the account if in the next couple years the annual fee no longer makes sense. You have to use their portal to claim the $300 airline credit. If you are flying 30 or more times in a year, I would recommend getting an airline card or amex.20 Jul 2023 ... Our comparison of the Capital One Venture X and the Chase Sapphire Reserve breaks down the similarities and differences between the two ...Chase is great because the points are valuable and simple to use. That's why most people recommend starting with them to avoid the 5/24 hassle. It's not a huge loss for you to skip them, but with the Chase Trifecta (CFF, CFU, CSP) effectively costing $45/year to use it's a good option. As usual, it comes down to circumstances. SoFi doesn't. Capital One has no foreign transaction fee, Zelle, and cashier's checks. SoFi doesn't. I like SoFi but in my opinion, Capital One is the better choice. [deleted] • 9 mo. ago. I got rid of my chase account because it cost money if I didn't keep a large balance.The $95 annual fee for the Chase Sapphire Preferred and the $95 annual fee ( rates & fees) for Capital One Venture Rewards can reduce your earning potential with either card. This fee may be worth ...The Amex Blue Business Plus card is arguably the best no-annual-fee business credit card you can have. The reason why is because you can earn 2x Amex Membership Rewards points per $1 spent on everyday business purchases, up to $50,000 per calendar year. That’s equal to a 4.4% return on spend.That was my initial hesitation from switching to capital one, but I suppose I could also just buy the pass separately. I was thinking that with how much I spend, the higher point value from chase would end up with me earning more points. Especially since I do use the chase business ink to buy gift cards at staples for that 5%ahj3939 • 3 days ago. Chase over Capital One any day of the week. Discover is also a good option. Capital One is terrible because they will forever consider your credit history/score when you first got the card. In other words in 10 years you could make $200k a year and have an 800 credit score but Capital One will deny you for credit limit ...Capital One vs Chase travel portal. I've been a long time Venture cardholder for my everyday purchases, but never used their portal until I upgraded to the Venture X and needed to use the $300 travel credit. My experience was awesome while booking hotels.Main details. Capital One SavorOne Cash Rewards. Chase Freedom Unlimited. Rewards rate. 10% cash back on purchases made through Uber and Uber Eats through Nov. 14, 2024. 8% cash back on Capital ...

Oct 15, 2023 · Capital One Venture vs. Chase Sapphire Preferred welcome offer Both cards are currently offering solid sign-up bonuses that can provide a ton of value to new cardholders. The Venture Rewards card offers 75,000 bonus miles after spending $4,000 on the card within the first three months of account opening. Which Bank is The Winner? FAQs Banking Reviewsit typically seems like sources online value Chase Ultimate Rewards points higher than AMEX MR points, Chase pays more for blogs. however, the Chase Sapphire Preferred and Reserve doesn’t seem like as strong of cards compared to AMEX Green/Gold/Platinum. Yup, but it depends on your personal use. Even if Chase Ultimate Rewards points are ...Instagram:https://instagram. wow grid2tractor supply sand clearkroger pharmacy manager salarysturgeon cam shawano Chase is better for domestic transfer value. VX is better for international (similar point value, higher earnings) transfer partners. If you’re just going to do cash (Chase) or travel eraser (VX) at 1cpp, VX wins there too. Perks - Both have Priority Pass, but CSR still has dining. VX has Capital One and Plaza Premium lounges. The Capital One Venture X Rewards Credit Card made headlines with its aggressive and generous welcome bonus. Currently, it offers this welcome bonus: 75,000 bonus miles after spending $4,000 on ... progenesis amethyst flaskonly fans anastasia kvitko Chase can basically do everything Cap1 can do when it comes to Travel partners. Cap1 is also a little harder to build points if you don't have high spending. You can churn a bunch of chase points with the 3 business inks (premier doesn't transfer to partners), and sapphire preferred.2 Jun 2023 ... We put the Amex Platinum Card, Capital One Venture X, and the Chase Sapphire Reserve head to head to head to see which premium travel credit ... luxrite led bulbs As a welcome bonus, the Venture X offers 75,000 miles when you spend $4,000 within your first three months of owning the card. A Capital One mile is worth around 2 cents on average when ...The Chase Slate Edge offers a 0% intro APR for 18 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24% applies. An intro transfer fee of either $5 ...No annual fee: Bank of America® Travel Rewards credit card. Flat-rate travel rewards: Capital One Venture Rewards Credit Card. Bonus travel rewards and high-end perks: Chase Sapphire Reserve ...